ToolypetMCP
intermediate5 minutesfinance

Rental Property Investment Analysis

Analyze a rental property: mortgage payment, rental margin, ROI, and break-even timeline.

rentalreal-estatemortgageroipassive-income

Cuándo usar esta receta

Evaluate rental property investments before buying. Covers mortgage, operating costs, cash flow, and return analysis to make data-driven real estate decisions.

Pasos

1

Calculate mortgage payment

Indicación:Calculate monthly mortgage for $350,000 property with 20% down ($280,000 loan) at 6.5% for 30 years
2

Calculate monthly cash flow

Indicación:Monthly rent $2,200, mortgage $1,770, insurance $150, maintenance $200, property tax $300. Calculate cash flow margin
3

Calculate cash-on-cash return

Indicación:Down payment $70,000 + closing costs $10,000 = $80,000 invested. Annual net income $-2,640. What is cash-on-cash ROI?
4

Breakeven Calculator

Probar esta herramienta

Find break-even rent amount

Indicación:Monthly revenue $2,200, monthly costs $2,420. At what rent price do I break even?

Preguntas frecuentes

What is the 1% rule for rental properties?

Monthly rent should be at least 1% of the purchase price. A $350,000 property should rent for $3,500/month. Few markets meet this today, but it's a quick screening tool.

What costs do new landlords forget?

Vacancy (budget 8-10% of rent), capital expenditures (roof, HVAC), property management (8-10%), and rising property taxes. The 50% rule says half of rent goes to expenses.

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