Freelance Rate Calculator
Calculate your freelance profit margins and optimal hourly rate. Ensure your freelance pricing covers all costs and provides sustainable income.
计算示例
As a freelancer, your margin determines your actual take-home pay. This calculator helps you understand the gap between gross revenue and true profit after accounting for taxes, benefits, software, and other business expenses.
提示
- 1Remember to set aside 25-35% of income for self-employment taxes.
- 2Factor in benefits costs that employers typically cover: health insurance, retirement contributions, and paid time off.
- 3Track all business expenses — they are tax deductible and affect your true margin.
- 4Aim for at least 50% net margin after all business expenses to maintain a comfortable income.
- 5Raise rates annually to keep up with inflation and reflect your growing experience.
常见问题
How do I calculate my freelance hourly rate?
Determine your desired annual salary, add 25-35% for taxes, add benefits costs (health insurance, retirement), add business expenses, then divide by billable hours (typically 1,000-1,500/year, not 2,080).
What costs should freelancers account for?
Key costs include: self-employment taxes (15.3%), health insurance, retirement savings, software/tools, professional development, marketing, accounting, liability insurance, and unbillable time for admin work.
What is a good profit margin for freelancers?
After accounting for all taxes and business expenses, aim for a net margin of 50-70% of gross revenue. This ensures sustainable income while covering the costs that traditional employees do not see.
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