Freelancer Financial Toolkit
Essential freelancer tools: project margin calculator, invoice tip estimator, and expense split for teams.
何时使用此配方
Freelancers need to be their own CFO. This toolkit helps calculate project profitability, determine billing requirements, plan for taxes, and evaluate business investments.
步骤
Margin Calculator
试用此工具 →Calculate project profitability
Breakeven Calculator
试用此工具 →Find monthly break-even hours
Savings Calculator
试用此工具 →Plan tax savings
ROI Calculator
试用此工具 →Evaluate equipment ROI
常见问题
How do I calculate my freelance hourly rate?
Add up annual expenses + desired salary + taxes + profit margin. Divide by billable hours (typically 1,000-1,500/year, not 2,080). Most freelancers undercharge by 30-50%.
How much should freelancers save for taxes?
Set aside 25-30% of gross income for taxes (self-employment tax alone is 15.3% in the US). Open a separate savings account and transfer immediately when paid.
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