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金融marginFreelance Rate Calculator

Freelance Rate Calculator

Calculate your freelance profit margins and optimal hourly rate. Ensure your freelance pricing covers all costs and provides sustainable income.

計算例

デフォルト値: revenue: 120,000 | cost: 30,000

粗利益

+$90,000

利益率

75.0%

マークアップ

300.0%

As a freelancer, your margin determines your actual take-home pay. This calculator helps you understand the gap between gross revenue and true profit after accounting for taxes, benefits, software, and other business expenses.

ヒント

  • 1Remember to set aside 25-35% of income for self-employment taxes.
  • 2Factor in benefits costs that employers typically cover: health insurance, retirement contributions, and paid time off.
  • 3Track all business expenses — they are tax deductible and affect your true margin.
  • 4Aim for at least 50% net margin after all business expenses to maintain a comfortable income.
  • 5Raise rates annually to keep up with inflation and reflect your growing experience.

よくある質問

How do I calculate my freelance hourly rate?

Determine your desired annual salary, add 25-35% for taxes, add benefits costs (health insurance, retirement), add business expenses, then divide by billable hours (typically 1,000-1,500/year, not 2,080).

What costs should freelancers account for?

Key costs include: self-employment taxes (15.3%), health insurance, retirement savings, software/tools, professional development, marketing, accounting, liability insurance, and unbillable time for admin work.

What is a good profit margin for freelancers?

After accounting for all taxes and business expenses, aim for a net margin of 50-70% of gross revenue. This ensures sustainable income while covering the costs that traditional employees do not see.