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FinançasmarginFreelance Rate Calculator

Freelance Rate Calculator

Calculate your freelance profit margins and optimal hourly rate. Ensure your freelance pricing covers all costs and provides sustainable income.

Cálculo de exemplo

Valores padrão: revenue: 120,000 | cost: 30,000

Lucro bruto

+$90,000

Margem de lucro

75.0%

Margem de benefício

300.0%

As a freelancer, your margin determines your actual take-home pay. This calculator helps you understand the gap between gross revenue and true profit after accounting for taxes, benefits, software, and other business expenses.

Dicas

  • 1Remember to set aside 25-35% of income for self-employment taxes.
  • 2Factor in benefits costs that employers typically cover: health insurance, retirement contributions, and paid time off.
  • 3Track all business expenses — they are tax deductible and affect your true margin.
  • 4Aim for at least 50% net margin after all business expenses to maintain a comfortable income.
  • 5Raise rates annually to keep up with inflation and reflect your growing experience.

Perguntas frequentes

How do I calculate my freelance hourly rate?

Determine your desired annual salary, add 25-35% for taxes, add benefits costs (health insurance, retirement), add business expenses, then divide by billable hours (typically 1,000-1,500/year, not 2,080).

What costs should freelancers account for?

Key costs include: self-employment taxes (15.3%), health insurance, retirement savings, software/tools, professional development, marketing, accounting, liability insurance, and unbillable time for admin work.

What is a good profit margin for freelancers?

After accounting for all taxes and business expenses, aim for a net margin of 50-70% of gross revenue. This ensures sustainable income while covering the costs that traditional employees do not see.